For example, one person can manage mykis for family or friends. myki - Public Transport Victoria You might also lower your overall monthly payments and turn multiple bills into one easy payment. 188 0 obj If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. there's no excuse for this money-grubbing by the Myki corporation. A Mobile myki expires after two years. 0000005171 00000 n If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. You can then see what Android version youre on. Renew driver licence. Depending on your card provider, you may initiate the process online or over the phone. What is the Best No Annual Fee Credit Card? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Edited for typos. How many level crossings could have been grade-separated with that money? Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. It also protects your myki balance if you lose your phone or it's stolen. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. This is regardless of whether there is a myki pass or existing fare on the myki. We're working to improve our systems so we can allow other payment card types in the future. 187 0 obj there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. 0000014445 00000 n Done it twice now. Adelaide metroCARD - Adelaide Metro Auto top up and Auto-load cant be transferred to your new myki. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. How Does a Balance Transfer Work? | Credit Karma Myki (/ m a. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Is it a Myki issue? When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. You will need to provide identification to show that you are the registered myki card holder. Do I ever lose the money . I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). What if my card is lost or stolen? 178 39 Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. This will let you manage your myki as you would a physical myki card. Can I use Mobile myki on my Android phone? How balance transfers work Yes. To use, simply: top-up your card tap on at the start of your journey tap off at the end. You may want to hire a professional before making any decision. So I had a mobile MyKi with around $6.xx balance on it. Check your old Myki cards - Daniel Bowen The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Mobile myki is different to an existing myki card. Under Other, select Transfer. The call centre staff member told me "we're not a financial institution so it's not that simple". WalletHub Answers is a free service that helps consumers access financial information. You can request a new, free myki smartcard through your online account. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Public transportation passes transfer on Google Pay android phones. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Which I obviously don't have because it is lost. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Melbourne commuters to use their phones as a Myki, but only if they're At this stage, these are the only card types available on Mobile myki. You can register your Mobile myki via Register your myki. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. 0000003374 00000 n You'll need to buy and top up a new Mobile myki. Then I begrudgingly bought a new Myki card. Refund of Myki card balance - Melbourne Forum - Tripadvisor Choose the zones you want to travel in and the number of consecutive travel days you need. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Myki card Myki card child pages. Mobile myki Frequently asked questions - Public Transport Victoria Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. If the card is unregistered you cannot recover the myki money. They earn interest on it. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? 0000117992 00000 n This 0% interest period can help you carry your debt for a limited time without paying interest. Opinions expressed here are the authors and/or WalletHub editors'. No. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. 183 0 obj Editorial and user-generated content is not provided, reviewed or endorsed by any company. You'll need to know the account number for your existing balance and how much you want to transfer. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Once your phone has rebooted, go to Mobile myki within Google Wallet. Any money on your card will be protected. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. We cant replace a lost or stolen unregistered myki. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Most balance transfers with Chase process within a week. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Wait a few minutes then check the app to see your balance. All myki smartcards expire after four years. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. How Prepaid Cards Work & Why You might want one? You paid down debt, which means you won't have to pay interest on previous balances going . For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Most people would keep the same card for years. Whats the Difference between Business vs. 2. A refund for an international payment card cannot be processed by the PTV call centre. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Enter the amount of debt you want . How Do Credit Card Balance Transfers Work? - Investopedia This helps you to avoid late fees and penalty APRs on your existing accounts. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. JavaScript must be enabled to use this site.We're sorry for any inconvenience. You can use the ticket number to register your myki or if you require a refund. We have this new thing called EMAIL. Myki messed me up today : r/melbourne - Reddit You will need to provide identification to show that you are the registered myki card holder. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. This is how I feel when people ask if I can fax them a form. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Check your old Myki cards / News / News / Railpage If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. By phoning 1800 800 007. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Well block your myki and arrange a replacement myki. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. 179 0 obj 0000013222 00000 n Check your phone to make sure you're connected to WiFi or mobile data. It has trouble with form-filling on mobile devices, however. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. 0000004863 00000 n Apply for a traffic accident report; We'll block it and can arrange a refund to your new Mobile myki. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. How do I know if my balance transfer was approved? How Many Credit Cards Should a College Student Have? endobj Posting by mobile so you can find it yourself ;-). See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Initiate the balance transfer. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. The balance transferred when the old card expired. If you receive a check, you then need to forward it to your old card provider. Balance transfer from Lowe's to another card? - myFICO Forums For a bus anyway. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Step 4: Analyze Your Top Picks. Some trips take longer than two hours because of a transfer between services. What kind of retarded system is this? 0000001429 00000 n Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. What is a Balance Transfer Credit Card? | Discover Select the 'Activate' option. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. endobj You can only have your Mobile myki active on one device at a time. <> The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Replacements usually take up to 10 business days and include the remaining balance of the old card. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. How To Do a Credit Card Balance Transfer in 8 Steps k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. You probably want to transfer a balance to save money not spend more. This is the case for all major credit card issuers. 0000002274 00000 n Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. You can replace your ticket if its expired, damaged or defective. @john_miller 03/01/23 This answer was first published on 03/01/23. The process begins when you submit a balance transfer application. To keep travelling with auto top up or Auto-load, youll need to set it up again. Wallethub doesnt charge for this service. 0000004362 00000 n startxref Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. 0000006952 00000 n Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? For more information, visit the V/Line website. Step 5: Apply for the New Card. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. 0000002429 00000 n Can You Get a Student Credit Card With No Income? 0000003801 00000 n endobj If you're entitled to these additional benefits, you can access them by using your myki smartcard. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Wow. The people who run the Myki system can't transfer funds - Reddit For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Please note you cannot replace a lost or stolen myki at a premium station. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee.